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Job #: 3777
Title: Senior Credit Officer
Job Location: Birmingham, Alabama - United States
Employment Type:
Salary: $70,000.00 - $120,000.00 - US Dollars - Yearly
Employer Will Recruit From: Nationwide
Relocation Paid?: Negotiable



Our client bank is seeking an S.V.P. or V.P. level Senior Credit Officer candidate for their corporate headquarters located in Birmingham, AL.

The Senior Credit Officer will provide guidance and leadership to other Operational staff, Credit Analysts, Lenders, etc. Provide credit review and evaluation for assigned commercial borrowers in support of Bank’s credit activities. Safeguard credit compliance with the client bank’s regulatory credit specifications.


Indispensable Functions

  • Partners closely with Lenders (Commercial and Consumer) to review and evaluate projected new and renewal extensions of credit for commercial borrowers paying specific attention to the quality and analysis of the credit presented.
  • Approve proposed extensions of credit within authorized loan limits.
  • Develop, through a cooperative effort with bank loan officers, alternative strategies to address unusually complex or problematic lending situations.
  • Prepare transaction summaries for extensions of credit requiring approval by bank’s board of directors (Credit Committee).
  • Follow past due loans for ultimate repayment and assist in managing problem loan situations.
  • Update monthly watch list report for assigned portfolio and safeguard accurate risk ratings.
  • Work as a resource and mentor to other employees. As a mentor, the indispensable trait expected is the willingness to share experience, convey wisdom and knowledge to others related to an assortment of lending and/or credit/work-related situations.
  • Deliver guidance and leadership to new Credit Administrators to safeguard they rapidly become acclimated to the bank’s culture and the specific job function.
  • Provide ongoing support when required to assist with the documentation of multifaceted loan transactions and/or perform quality control reviews of loan files and/or loan documents.
  • Provide training and mentorship to junior staff within various Lending Teams.


Compulsory education and career experience

1.     Bachelor’s degree in business, accounting, finance, and/or related disciplines.

2.     5 (five) or more years of banking or financial experience, with 3 (three) or more years’ experience in commercial and consumer loan documentation.

University - Bachelor's Degree/3-4 Year Degree

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