Job Details

JOB DESCRIPTION

WHY IS THIS A GREAT OPPORTUNITY?

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Job Description:                

Lead business development activities for U.S. Small Business Administration (SBA)/Government Loan programs including referrals, underwriting and packaging of applications for the client bank. Maintain a high degree of client service while contributing to the global success of the Bank.

JOB DESCRIPTION

Essential Functions & Responsibilities:

·         Act as the SBA/Government Loan program production resource for bank Commercial Lenders.

·         Collaborate with Business Bankers, Commercial Lenders and other Trusted Advisors through participation in joint calls with SBA borrowers.

·         Act as a resource to Branch lenders on eligibility requests, to identify qualifying borrowers and improve acquaintance of SBA/Government Loan Programs.

·         Work with the bank’s SBA/Government Loan Program Manager on development and maintenance of Bank products and procedures related to SBA/Government Loans.

·         Distribute Lender SBA/Government Program training.

·         Sustain compliance with all lending requirements based on all SBA standard operating procedures (SOP); act as indorsing officer or review and sign off on Loan Committee Applications for 7a, 504 and other Government Program loan requests.

·         Receive inquiries from clients for government loans; interview loan applicants and attain necessary information to safeguard a complete credit application is obtained.  

·         Act as the first filter for SBA eligibility compliance on multipart transactions, recommending and completing review of other Government Loan applications preceding to approval.

·         Meet individual production, loan management and additional assigned goals.

·         Advance strategies to sell SBA and other Government Loan programs to clients and prospects; increase loan portfolio, developing client/prospect lists within assigned market area.

·         Maintain wide-ranging acquaintance of competitor's products, services and activities in the market area.

·         Participate in internal/external training to maintain acquaintance of SBA and other Government Program lending activities, compliance, regulations and other training as vital.

·         Obey to all bank policies and procedures and assist team members as appropriate.

·         Actively participate in NAGGL as a bank representative.

QUALIFICATIONS

  

Requirements:

·         Five or more years’ experience in SBA/government program lending. 

·         Robust credit and analytical skills and extensive acquaintance of bank services. 

·         Outstanding oral and written communication skills including the capacity to professionally and tactfully communicate with others, and present information clearly and effectively.

·         Maintain thorough acquaintance of banking regulations, SBA regulations/government lending programs, and a complete understanding of credit risk management and Loan Policy.

·         Demonstrate willingness to accept increasingly complex responsibilities.

Education:
University - Bachelor's Degree/3-4 Year Degree