Job Details

JOB DESCRIPTION

WHY IS THIS A GREAT OPPORTUNITY?

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Opportunity Description

 

Under the supervision of the Senior Credit Executive, the Commercial Banking Credit Underwriter will aid the Commercial Credit platform and Chief Commercial Lending Officer with the evaluation of financial and other risks associated with corporate clients to enable a credit decision to be made. If appropriate or suitable, assists in the bank's compliance with applicable laws, regulations, regulatory requirements and Bank policies and procedures.

JOB DESCRIPTION

Tasks 

1. Completes collateral valuations and validates Borrowing Bases or Advances with restrictions
2. Spreads financial statements, business tax returns and personal tax returns employing financial analysis software; Completes loan and account summary and financial updates to asset quality reports.
3. Completes covenant compliance and tracking through calculations and documentation as required.
4. Analyzes financial statements, evaluates historical operating performance and financial condition and assesses operational and credit risks of client or prospective borrower.

QUALIFICATIONS

Qualifications

 

1. Degree in business or related area, or equivalent business AND business credit work experience.
2. Verified analytical and accounting skills.
3. Proven verbal, written communication and client servicing skills which meets BOHC's established standards.
4. Established personal computer skills; working Acquaintance of MS Office and other spreadsheet and database programs 

Education:
University - Bachelor's Degree/3-4 Year Degree