|Title:||AVP Credit Line Increase Balance Growth Strategy (CRG 1796)|
|Job Location:||Las Vegas, Nevada - United States|
|Salary:||$105,000.00 - $140,000.00 - US Dollars - Yearly|
|Employer Will Recruit From:||Nationwide|
We have recruited for this bank for over 20 years. We have placed people from front-line analysts through to Chief Legal, Chief Credit, and Chief Operations officers.
They are a great bank with a super strong culture of accountability, analytics, and data. I've personally placed people at the level of a Senior Analyst and seen them advance up to C-level in under 10 years.
They have never laid off a person, not after 9/11, not in 2008, and not now. They don't believe that a person should lose their job to improve the balance sheet. It doesn't mean candidates are guaranteed a job forever. People who are not doing their job well will be released, but it will be after every effort is made to find a better fit within the organization.
Unfortunately, there is ABSOLUTELY no flexibility on location, even in the midst of Covid-19. Given that this role is fairly junior, assistance for relocation is unlikely to exceed a few thousand dollars, but it is available.
This person needs to be able to deal with brilliant and demanding people.
This position is a part of the Risk Management department. Our risk professionals are tasked with identifying revenue opportunities and risk trends by monitoring the performance of our existing portfolio, growth opportunities, and general market trends. We develop and implement strategies for credit line increases, authorizations, collection, fraud, retention, and the sale of revenue based products.
In the role of Assistant Vice President of Balance Growth Strategy, the position will be primarily responsible for managing the Bank’s various credit extension programs. This position will own monthly Credit Limit Increase (CLI), Convenience Checks (CC), Balance Transfer (BT) program strategy, underwriting, and campaign execution. Also, the position will oversee reporting, developing and leveraging effective MIS to evaluate the performance of the programs and make data-driven recommendations regarding potential strategy changes.
This position should be a subject matter expert regarding portfolio composition, loss rate calculation, forecasting, credit bureau attributes, P&L drivers, and portfolio scores. The position reports directly to the Vice President responsible for Portfolio Risk Management.
Summary of Essential Job Functions
·Experience in decision science or direct application of decision engine technology in a prior role.
·Strong financial analytical skills with the ability to read, interpret, and evaluate, financial time-series tracking reports (including vintage analysis).
·Fundamental knowledge of credit scoring, credit underwriting, and credit risk management.
·Familiar with a wide variety of credit card industry concepts, practices, and procedures including loss forecasting and Portfolio Management Strategy.
·Advanced technical competencies using SAS Enterprise Guide and Miner and/or SQL, Excel and Tableau are required.
Preferred (Not Required):
University - Bachelor's Degree/3-4 Year Degree