Chief Risk Officer - Denver, Colorado United States - 36203


Job #: 36203
Title: Chief Risk Officer
Job Location: Denver, Colorado - United States
Employment Type:
Salary: $95,000.00 - $135,000.00 - US Dollars - Yearly
Employer Will Recruit From: Regional
Relocation Paid?: NO


Not a traditional Bank but an innovative, technology-focused company providing turnkey banking solutions for on-line businesses worldwide with local, direct presence in the US and the EU.  Client offers broad product offerings including RegTech Solutions, Mobile Deposits, B2B and B2C ACH, Worldwide Money Transfers,  



Essential Duties and Responsibilities: 

  • Responsible for assessing, managing, and mitigating portfolio exposure through the analysis of financial statements, processing trends and patterns, and review of public and non-public merchant data. Perform ongoing reviews and write ups for all merchants deemed high-risk. 

  • Responsible for monitoring the Company's high-risk portfolio. 

  • Provide enterprise-wide guidance on all high-level credit decisions. 

  • Responsible for performing comprehensive onboarding & periodic reviews of third-party agents (agent banks, referral partners, Independent Sales Organization/ISO relationships). 

  • Present and defend credit decisions to Executive Management, credit committee, sponsoring units, and audit bodies. Participate in credit committee meetings and external audits. 

  • Review and assess other client risks beyond credit risk (reputational, regulatory, and compliance risk) 

  • Apply and enforce company policies within the organization and ensure clients remain in compliance with Card Brand rules (Visa/MasterCard), regulatory, and Sponsor Bank rules. 

  • Collaborate with other functional areas of the organization (Sales, Finance, Collections, Operations) in an effort to minimize potential loss, and to implement risk mitigating strategies while promoting portfolio growth. 

  • Other duties may be required as needed. 


  • 8 – 10 or more years-experience in the Merchant Services or Payment industries with 5 or more years in a Risk, Underwriting or Compliance capacity. 

  • Knowledge of Visa/Master Card rules and regulations.  

  • Ability to apply credit and risk principles toward business objectives. 

  • Strong understanding of bank regulations, commercial and consumer lending principles – preferred.  

  • Strong understanding and dissemination of financial statements. 

  • Strong understanding of bureau information, score calculation, score attributes and validations. 

  • Excellent written and verbal communication skills. 

  • High level of expertise with Excel, PowerPoint and Word 

  • Client service mentality. 

  • Superior analytical abilities. 

  • Ability to quickly learn/grasp new ideas and concepts. 

  • Detail oriented, Hands-On, Comfortable “getting into the weeds”, Collaborative but Capable of functioning Independently. 

  • High level of organizational skills with the ability to multitask. 

  • Ability to work at a rapid pace and meet deadlines. 

  • Experience communicating with management teams at all levels. 

  • Initiative and creativity with a passion to deliver quality results. 

  • Experience in hiring, training and managing the activities and performance of underwriters, risk analysts and collections professionals – preferred. 

  • multi-currency payments experience and international merchant processing experience – preferred.  

University - Bachelor's Degree/3-4 Year Degree


Our recruiters are currently seeking to fill this position and hundreds like this in our network. If you are a match you'll be contacted with additional details.

We value your privacy and will never share your information with any employer without your consent.

Send your profile and resume to the recruiter who posted this job. You may include a cover letter to introduce yourself.

Cover Letter Text:

5,000 character limit