Senior Lead Business Banking Officer - Dalton, Georgia United States - 21829

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Job #: 21829
Title: Senior Lead Business Banking Officer
Job Location: Dalton, Georgia - United States
Employment Type:
Salary: $85,000.00 - $115,000.00 - US Dollars - Yearly
Employer Will Recruit From: Regional
Relocation Paid?: Negotiable


Senior Lead Business Banking Officer

This position will work with executive leadership to field warm/qualified referrals!

This wonderful opportunity requires proficiency in all areas of business and commercial banking; respectable credit skills, customer service, sales and negotiations skills, substantial bank product knowledge, and capacity to operate with limited supervision. You will be responsible for new loan generations of loans, deposits, trust/wealth management and cash management.



Senior Lead Business Banking Officer

Primary duties - 

  1. Reviews and presents loan presentations to manager, offers review of loan documents, and provides closing review of all other associated loan documentation and closing items.
  2. Prepares management reports as required.
  3. Safeguards electronic loan files are properly documented and preserved.
  4. Correctly structures and successfully negotiates loan transactions with clients and prospects within accepted risk tolerance levels.
  5. Cross-sells all bank loan, deposit, treasury management and electronic products as appropriate to client needs.
  6. Obtains, previews, and conducts preliminary viability analysis on loan applications and associated documents. Safeguards that applications are whole as to core requirements and all other initial items have been received or requested prior to submission to underwriting.
  7. Achieves specific assigned loan origination and deposit growth performance expectations including Commercial Loan Portfolio production and Growth , Depository Relationship production and Growth  , and intelligent/relevant ancillary introductions.
  8. Manages loan renewals, collection efforts on all past due loans and loans in default in a judicious manner and sustains a high level of asset quality within their portfolio.
  9. Upholds a satisfactory level of familiarity with target markets and clients.



Position Minimum Skills and Experience:

Senior Lead Business Banking Officer

  1. Deep credit analysis experience and loan documentation skills;
  2. Bachelor’s Degree (B.S.) from an accredited college or university or 2 + years related credit experience or equivalent combination of education and  experience;
  3. Outstanding organizational skills and extremely detail oriented;
  4. Minimum of 4+ years relevant commercial credit experience in a traditional bank environment;
  5. World class customer service and sales skills.

University - Bachelor's Degree/3-4 Year Degree